Emergencies often come unannounced and can put a massive strain on one’s savings. To secure one’s finances, it is always better to keep aside some money and build a contingency corpus. Investors with a low-risk appetite looking for secured returns can invest in a Bajaj Finance Fixed Deposit. Investors can get steady savings and liquidity in an emergency by investing in this instrument.Enjoy high FD interest rates with Bajaj Finance to build a contingency fundChoosing a safe investment option like Bajaj Finance Fixed Deposit can help investors grow their savings amid high market volatility. Using a fixed deposit interest rate calculator can also help investors calculate their returns, maturity amount and date even before they invest.Investing in a high-yielding company FD like Bajaj Finance Limited (BFL) comes with a host of benefits such as:High returnsBajaj Finance Limited offers investors high returns on fixed deposits up to 6.80% p.a, while senior citizens earn up to 0.25% more. Investors can book an FD with the company with a minimum investment of just Rs. 25,000. The key to building a sizeable corpus is to stay invested for a longer tenor. For example, the below table showcases how an investor under the age of 60 investing Rs. 5 lakh over different tenors of 1, 3 and 5 years will benefit.Deposit amountInterest rate applicableTenorInterest earnedTotal earningsRs. 5 lakh5.65%12Rs. 28,250Rs. 5,28,250Rs. 5 lakh6.80%36Rs. 1,09,093Rs. 6,09,093Rs. 5 lakh6.80%60Rs. 1,94,746Rs. 6,94,746Flexible tenor and payout optionThe company gives investors an option to choose a tenor according to their preference ranging from 12 months to 60 months. In addition, the company also offers periodic payouts to help investors fund other expenses. According to one’s requirement, an investor can select monthly, quarterly, half-yearly, and annual payout options for their deposits. Alternatively, investors can save interest until maturity and enjoy compounded growth on their investments.Loan against FDWith Bajaj Finance, one doesn’t need to worry about long lock-in periods. Investors are free to withdraw the invested funds after a short lock-in of just three months. Bajaj Finance also offers a loan against FD, where one can easily avail a loan of 75% of the FD value while continuing the earnings on one’s investment. Thus, Fixed Deposit works as a good emergency fund, offering high returns and investment security. Monthly savings with Systematic Deposit PlanAdditionally, Bajaj Finance offers the Systematic Deposit Plan (SDP), enabling one to invest in small monthly deposits starting at just Rs. 5000 per month. An SDP is a SIP-like instrument wherein a separate FD is created for each monthly investment. By investing in an SDP, one can ladder their savings for different goals. Investors can opt for a Monthly Maturity Scheme or a Single Maturity Scheme.Safe and secure investmentFor those seeking a safe, secure, and incredibly low-risk investment, Bajaj Finance online FD is one of the best options in the market. Backed by CRISIL and ICRA’s FAAA and MAAA ratings, this investment tool helps balance out one’s portfolio keeping it at bay from market volatilities and gradually building a steady emergency corpus over time with their high FD rates.